Wealth Managers Charge $10,500 Annually for $1 Million Portfolios While Offering Exclusive Investment Access

Dec 30, 2025
NerdWallet
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Summary

Wealth managers charge ultra-rich clients approximately $10,500 annually for managing $1 million portfolios, providing exclusive access to hedge funds, private equity, and specialized services like estate planning and trust management that regular financial advisors cannot offer.

Key Points

  • Wealth management provides holistic financial advisory services for high-net-worth individuals, typically requiring minimum investments of $1-5 million and offering personalized investment strategies, estate planning, tax guidance, and comprehensive financial advice
  • Wealth managers charge approximately 1% of assets under management annually with tiered fee structures, meaning a client with $1 million pays around $10,500 per year, with rates decreasing as asset levels increase
  • Wealth managers differ from regular financial advisors by serving ultra-wealthy clients and offering specialized services like trust management, family legacy planning, charitable giving strategies, and access to exclusive investments such as hedge funds and private equity

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